Why You Need an Emergency Fund in Savings
Establishing and maintaining an emergency fund was absolutely the last step that I took in getting out of debt. For the longest time, I thought that the entire concept was simply impossible. The thought of not only having all my bills paid off, but also having extra money was just unfathomable to me. In fact, [...]
6 Ways to Save Money When Staying at a Hotel
by JS · 4 Comments
We all know how to save money when booking a hotel room – travel websites like priceline.com and expedia.com have been helping people save money on vacations for years. But the price of the room isn’t the whole story. There are extra features and amenities offered at some hotels that can keep even more cash [...]
Five Hints That Your Budget Is Broken
The year after I graduated from college, I worked out a budget for myself based on my very tiny salary. As part of my budget, I deposited $50 into a savings account every month. Inevitably, I would overdraw my checking account and the bank would use my savings to cover my slip-up (and charge me [...]
5 Best Online Shopping Tips To Save Money On Deals
by JS · 2 Comments
I shop online. In fact, I buy almost everything online. Many people feel the same: you don’t have to deal with crowds, you can easily compare prices and options, and you can do so at a time convenient for your busy schedule. What’s not to love? Take note, however, there is a big difference between [...]
My Experience Buying Dental & Health Insurance For A Self Employed Professional
by JS · 3 Comments
We all know that there are many benefits to becoming a self-employed professional. At the same time, though, there are some added complexities that come along with the territory. One of the most time-consuming and perplexing ones is the process for buying health and dental insurance. Most of you have probably always relied on your [...]
Tips to Finding Cheap Car Insurance
by JS · Leave a Comment
Are you interested in saving money on car insurance? For many years, I paid what my agent told me because I figured he was looking out for my best interests. While this was true to a certain extent, soon enough I realized that I was paying more than I had to. Earlier in the year, [...]
5 Tips For Meeting With Your Banker
Last year, I set up a meeting with the Vice President of Business Banking at my local branch. Among other things, I needed to discuss the option of getting a line of credit for my business. Unfortunately, I went into the meeting totally unprepared and was not ready for everything that was about to be [...]
Pet Health Insurance Plans for Your Dog or Cat – Can You Afford Veterinary Medical Care?
by JS · Leave a Comment
Do you own a cat, dog, or other house pet? If so, you are probably aware that vet bills can quickly add up. Over the past three years, more and more cat and dog owners have decided to purchase pet insurance. According to Embrace Pet Insurance, there are nearly one million active pet insurance policies [...]
Nonstop Drama: Men, Women and Money
Are you a money hoarder or a money spender? If you’re married, the general assumption is that you’re married to the opposite. So, if you’re a hoarder, you probably married a spender. Why? Because more and more studies show that money is much more a part of your relationship than you actually believe. Psychotherapists are [...]
Entrepreneurs Who Started (Really) Late
by JS · 3 Comments
Most people reach a certain age and think that they simply can’t do it (whatever it may be) anymore. I’m here to tell you that this is simply not the case. Yes, when you’re young and fresh, starting a new business or running a marathon can be a lot easier, but that doesn’t mean that [...]
