Entrepreneurs Who Started (Really) Late
March 4, 2010 by JS · Leave a Comment
Most people reach a certain age and think that they simply can’t do it (whatever it may be) anymore. I’m here to tell you that this is simply not the case. Yes, when you’re young and fresh, starting a new business or running a marathon can be a lot easier, but that doesn’t mean that [...]
9 Reasons Dave Ramsey Hates HELOCs
January 31, 2010 by JS · Leave a Comment
There is little room for doubt as to how Dave Ramsey feels about home equity lines of credit (HELOCs), and he tends to pull no punches when it comes to expressing his views upon these lending devices. It’s certainly hard to argue with many of his points, and his extreme reaction is based in large [...]
Inflation and Prices clearly Explaned
December 10, 2009 by JS · Leave a Comment
In order to understand the effect that inflation has on prices, we need to understand three relationships:
1. The relationship between an item and its value
2. The relationship between supply and demand and prices
3. The relationship between dollars and prices
A Cat With A $200K Trust Fund
It was August of 2007 when the billionaire hotel queen, Leona Helmsley, passed away, leaving behind $12 million dollars to her dog named Trouble.
Unfortunately, for the pooch, the Queen of Mean made a bone-headed, estate-planning blunder that resulted in her Maltese getting a $10 million haircut.
What was the error and how could she have avoided [...]
How to Stop Debt Collector Harassment
November 22, 2009 by JS · Leave a Comment
How many people do you think get their rights violated daily by debt collectors? The number is probably quite astounding. As a college student, I’ve been on both sides of these conversations. I worked a medical billing company where we collected past due debts, and I have past due debts. So I know how tough [...]
No Job? Create your Own!
October 12, 2009 by JS · 3 Comments
How many of you have been fired or laid off and are currently looking for another job? Maybe the answer isn’t looking for a job. Maybe the answer is creating a job. It sounds crazy but more and more people are starting their own businesses in these tough economic times. The idea is that looking [...]
Suze Orman on How to Survive the Financial Crisis
I read an article about Suze Orman’s personal finacial journey and I have to admit that I had no idea that she worked three jobs to put herself through college, and more shocking is that she lost $50,000.00 when she turned it over to a financial advisor who lost her money in bad investments. Most people would [...]
What To Do If You’re Fired
Turn getting the axe into a positive
When you are terminated from a job, your first thought is probably “what do I do now?” and the answer to that question is to get out there and start looking for a better job. Once you realize that there’s a better job out there for you and that everything [...]
The Biggest Losers – Financial Edition
With today’s economy, it’s easy to think that you’re the only one that’s being directly affected by the losses on the stock market or by the rise in prices on food at your local supermarket. It’s also easy to feel like the only people being affected by the recession or the middle and lower class [...]
My First Credit Card – The Root of All Evil?
May 1, 2009 by JS · 2 Comments
I was wondering about how it all got started. How did we as a nation get started in the belief in debt. What happened to the concept of saving up for something when you wanted to buy it, rather than buying it right away on credit and paying for it later.
In this article, to investigate [...]
