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Some thoughts on “Why I worked this Christmas”

The post “Why I Worked this Christmas (and Always Will)” is Right…in a way If you have not taken the time to read Why I Worked this Christmas (and Always Will) then do yourself a favor and give it a look. Now that the Christmas smoke has cleared, it’s nice to look back on one [...]

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There Are No Secrets to Becoming Wealthy

by SMD · 2 Comments 

Some thoughts to myself, about what it REALLY takes to become wealthy. Every time I pick up a money magazine or log on to a website to read about personal finance, I see the same type of stuff. People are always talking about money and the “secrets” to getting rich. Like most of you, I [...]

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How NOT to make money online: A free Guide

by SMD · 6 Comments 

If you have ever considered trying to meet your personal financial goals through joining in on the online income craze, or if you already have an established online business, This advice may be of interest to you. Here I offer, straight from my own experience, step by step instructions for how NOT to make money [...]

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Tips and Tricks for Raking in Credit Card Miles

With the many credit card options available to consumers in this credit charged market, lenders are constantly under pressure to come up with new, exciting ideas to attract new customers. While low interest rates and miniscule fees are a popular draw, many people demand something better out of their credit card. For some, airline miles [...]

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Retirement Strategy #435: Buy Million Dollar Junk at Garage Sales

by SMD · 5 Comments 

Sometimes the best, and most solid retirement strategies are overlooked because of their simplicity. Like Retirement Strategy #435, for instance. All you have to do- it’s so simple it’s hardly worth mentioning- is buy cheap pictures and picture frames and other junk at garage sales, and then later accidentally discover that your sparkling new $1 [...]

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Do You Need a Financial Planner? What You Should Know

When it comes to personal finances, most of us take things very seriously. Financial planning is probably something that just about every working individual has thought about at one time or another, whether they sat down to devise a plan or they simply mulled over a decision at the dinner table. Hiring a financial planner [...]

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Paper or Plastic? How are YOU Paying for Gifts this Season?

by SMD · 3 Comments 

According to the National Retail Federation, as reported in today’s USA Today, one third of Americans (32%) are paying for their gifts with credit cards. 40% are using debit cards, which act like an instant check, taking money from their bank account, 6% are using checks, and 22% are using cash. It’s interesting how quickly [...]

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The Fair Tax: Is the End of Income Tax On Its Way?

by SMD · 6 Comments 

The Fair Tax movement is something that is gaining steam across the nation, as more and more individuals learn of the new possibilities that might soon exist in lieu of paying income tax. The FairTax movement is making its way across the nation in a way that one might expect a politician to. It seeks [...]

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Six True Stories of People Who Found Cash and Turned it In. Part 2

by SMD · 5 Comments 

Go to Part One of  “Six True Stories of People Who Found Cash…” Found Cash Case #4: Two Garbage men find $5100 in shirt, return it to house. Todd Little and Edwin Workman were working the Friday garbage collection route on New Years Eve, 2004 in Hickory North Carolina, when Workman noticed a “bulge in a shirt [...]

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Six True Stories of people Who Found Cash and Turned it In. Would You Do the Same?

by SMD · 11 Comments 

Being smart with your money isn’t only about investing and budgeting. It’s also about getting to know your attitudes, beliefs and values around money. Not to judge them as right or wrong, so much as just to become familiar with where our choices are coming from. Most of us have considered the question “If you [...]

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