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5 Lies That Keep You From Budgeting

by JS · 6 Comments 

Everyone needs a budget. Whether you think you do or not, you do. But many people trick themselves into thinking they don’t need any sort of budget at all. Here are the 5 biggest lies people tell themselves to get out of making budgets (and the reasons why the lies don’t – or at least [...]

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Is the Media to Blame for Our Tough Economic Times?

by JS · 2 Comments 

Okay, this is an easy one, right? Of course the media is somewhat to blame for our tough economic times. At least a decent portion of the economy is based on consumer confidence. And what is biggest factor that contributes to consumer confidence (or lack thereof)… the media. That’s right! If the evening news is [...]

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Motivating Visuals Help Payoff Credit Card Debt

by JS · 1 Comment 

Times are tough right now. There are many families out there who are barely making ends meet. And one of the biggest reasons why people are struggling so badly is because they have so much debt. America is a nation of debt. With credit cards offering to give us “free” money we are all conditioned [...]

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Offshore Banking is Not Evil!

by JS · 4 Comments 

This article was previously sold as an eBook. Due to a special arrangement by the author I have been given permission to publish it in its entirety. It was originally published in 1986, and updated in 2006. The principles are the same: “Using an offshore bank account legally; paying your taxes and reporting your transactions, [...]

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I wish I had married for money, not love

by JS · 10 Comments 

The concept of marrying for money has always fascinated me. Of course I am a guy and the question primarily comes from a female perspective…but not always. The idea of marrying for money is something that very few would admit to, but yet it happens all the time. It’s considered a “negative” thing to do, [...]

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How Rich People Spend Their Time

by JS · 11 Comments 

Let me ask you a straightforward question…would you like to be rich? A stupid question right, of course everyone wants to be rich. Have you ever thought about what it really means to be wealthy? This week in the Washington Post there was an article that could make the idea of being rich, much less [...]

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5 Ways to Have a Frugal Summer Vacation

by JS · 4 Comments 

Summer vacations are feeling the crunch of the rising gas prices. Many families are rethinking elaborate travel plans and scrapping them for shorter trips or just staying home. This means you have to be more creative as you re-plan your big summer getaway. While it may seem disappointing to your travel companions at first, they’ll [...]

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Selling Your Home Series – Part 5 – Using a Real Estate Agent

This is the final installment of our “Selling Your Home Series.” Today’s article is about using a real estate agent, which has significant advantages over the “for sale by owner” route, but does have a pretty high cost as they usually work on a commission basis. A quick tip before we get into the article: [...]

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Selling Your Home Series – Part 4 – Tips for Using a Real Estate Agent

TIPS FOR SELLING YOUR HOME USING AN AGENT The traditional way to buy or sell a home is with an agent. The agent is there to facilitate the process and to offer advice if needed. They make suggestions but it is the seller who has the ultimate say in how the selling plan is to [...]

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Selling Your Home- Hiring a Realtor

This is part 3 of the Smart Money Daily “Selling Your Home” series. We’ve covered so far: Selling Your Home Series – Part 1 – FSBO Selling Your Home Series – Part 2 – FSBO Tips Selling Your Home Series – Part 2b – More FSBO Tips And now we’re ready to get into the [...]

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