By: Diva

Diva — Mon, 21 Dec 2009 22:15:49 +0000

If you get caught up in too many payday loans and can’t pay all of them can they file charges against you for nsf check? I had one call me on a Sunday evening threatening me to pay my loan or they were going to file charges against me and I better have a lawyer.

By: ROBERT LEHTORANTO

ROBERT LEHTORANTO — Tue, 16 Jun 2009 03:03:55 +0000

what is the answer to Bri’s questions is there a list…

By: ursula johnson

ursula johnson — Wed, 20 May 2009 21:06:51 +0000

I WOULD LIKE TO KNOW THE ANSWER TO BRI’s QUESTION:
IS THERE A LIST OF DIRECT PAYDAY LOAN LENDERS WHO DO NOT USE TELETRACK? NOT SEARCH SITES.

By: Bri

Bri — Thu, 14 May 2009 18:00:56 +0000

Is there a list of direct lenders who don’t use teletrack? I have tried to Google some, but inexplicably, I am routed to an affiliate of the lenders. Thanks,
Bri

By: Jen

Jen — Mon, 10 Nov 2008 23:28:24 +0000

I have been working in the payday loan industry in a different state for 4 years, we use TeleTrack all the time. It has nothing to do with your bank account. They track you by your social security number to see if you have inquired with any other payday loan companies who also use TeleTrack. It will show if any of those companies have ran TeleTrack on you, and will also show if you have any NSF checks that have been sent to 3rd party collectors (called charge offs). Generally TeleTrack is used to protect the company and the client. Most companies will not loan to you if you have a charge off. Also if you have to many inquiries on TeleTrack we have to assume you have multiple loans out there. We donâ€™t not want the client to over stretch themselves by having to many loans, so if you have to many inquiries they wonâ€™t loan to you unless you can prove those loans have been paid off. This protects the client from over stretching themselves and also protects the company from accepting a client who will more then likely become an NSF customer in the future due to having so many loans out to pay. The best option for anyone who needs a loan who my have a problem with charges offs or to many inquires would be to find a company who doesnâ€™t run it. Donâ€™t be fooled into thinking that online loans wonâ€™t, I see inquires from them all the time. The online companies also usually charge a much higher rate because they are out of a different state or country. If you really do need a payday loan, your best bet is to ask your bank first. A lot of banks (at least here) are starting to offer similar loans to clients who have an account with them. I donâ€™t know alot about that service, but I believe you need to have your paychecks direct deposited to use it. Hope this helped.

Comments on: No Teletrack Needed Payday Loan

By: Diva

By: ROBERT LEHTORANTO

By: ursula johnson

By: Bri

By: Jen