Carnival of Personal Finance – #5

by SMD 

This weeks Carnival of Personal Finance being hosted by and you can see the entire collection of personal finance articles here.

As usual there is a diverse collection of valuable information. A couple highlights:

Phil Town is totally right about our unhealthy obsession with being (overly) financially conservative in Safety Net Nation. Nice job.

What’s dollar-cost averaging and why is it good? Jeff from writes about it in (I love the title) Make your market timing friends feel like crap.

Something that made me think: “An interesting observation I recently made was that the graph of the US average earnings is a straight line on a linear (non-logarithmic) graph!! This indicates that the wage growth is slowing in US!!!” See the US Average Hourly Earnings Chart.

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