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	<title>Comments on: To Bankruptcy and Back: My Story</title>
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	<description>An Offbeat Look at what Makes the World Go Round</description>
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		<title>By: To Bankruptcy and Back: My Story (from Smartmoneydaily.com) &#171; Bankruptcy Stories</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-1602</link>
		<dc:creator>To Bankruptcy and Back: My Story (from Smartmoneydaily.com) &#171; Bankruptcy Stories</dc:creator>
		<pubDate>Wed, 17 Dec 2008 20:08:11 +0000</pubDate>
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		<description>[...] a comment &#187;  To Bankruptcy and Back:  My Story ran May 11, 2007 on the website www.smartmoneydaily.com.  It tells a relatively positive story of [...]</description>
		<content:encoded><![CDATA[<p>[...] a comment &raquo;  To Bankruptcy and Back:  My Story ran May 11, 2007 on the website <a href="http://www.smartmoneydaily.com. " rel="nofollow">http://www.smartmoneydaily.com. </a> It tells a relatively positive story of [...]</p>
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		<title>By: LIsa</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-1594</link>
		<dc:creator>LIsa</dc:creator>
		<pubDate>Fri, 05 Dec 2008 14:15:58 +0000</pubDate>
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		<description>I went into a part nine agreement to keep the family home - i have paid 15 monthly payments out of 60 and it is a dead set killer $700.00 a month to keep the home  + the house mortgage still  wishing my life away for another 45 months then i will see the light and vow never to get another loan or credit card again the worst part is that the consultant convinced me how easy it would be on a budget but reduced expenses so it would get passed and agreed to i think all the time if i had have went bankrupt it would only have been for 3 years and i then i would i would be $42000 richer and would be able to give my children a better life!!!!!!! I still seem to be struggling and you have to pray that you wont need a new car or white goods or nothing will breakdown over the next 45 months because these expenses are not included when you enter into these agreements..... so some days it does feel like the end of the world but I did get the debt but the banks kept forcing it on me offering us every credit card and always offering refinancing..... just like the USA our Govt let them do it to us.....</description>
		<content:encoded><![CDATA[<p>I went into a part nine agreement to keep the family home &#8211; i have paid 15 monthly payments out of 60 and it is a dead set killer $700.00 a month to keep the home  + the house mortgage still  wishing my life away for another 45 months then i will see the light and vow never to get another loan or credit card again the worst part is that the consultant convinced me how easy it would be on a budget but reduced expenses so it would get passed and agreed to i think all the time if i had have went bankrupt it would only have been for 3 years and i then i would i would be $42000 richer and would be able to give my children a better life!!!!!!! I still seem to be struggling and you have to pray that you wont need a new car or white goods or nothing will breakdown over the next 45 months because these expenses are not included when you enter into these agreements&#8230;.. so some days it does feel like the end of the world but I did get the debt but the banks kept forcing it on me offering us every credit card and always offering refinancing&#8230;.. just like the USA our Govt let them do it to us&#8230;..</p>
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		<title>By: i'm there too</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-1289</link>
		<dc:creator>i'm there too</dc:creator>
		<pubDate>Wed, 18 Jun 2008 02:11:37 +0000</pubDate>
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		<description>Erica - I have only unsecured debts.  I went to CCS.  We decided the best option for me is bankruptcy.  The stupid move for me would have been going into a debt management program that I couldn&#039;t handle the payments on.  (After the initial stupid move of getting so far into debt, of course)

Thanks for the story - it&#039;s nice to hear that it&#039;s not the end of the world.</description>
		<content:encoded><![CDATA[<p>Erica &#8211; I have only unsecured debts.  I went to CCS.  We decided the best option for me is bankruptcy.  The stupid move for me would have been going into a debt management program that I couldn&#8217;t handle the payments on.  (After the initial stupid move of getting so far into debt, of course)</p>
<p>Thanks for the story &#8211; it&#8217;s nice to hear that it&#8217;s not the end of the world.</p>
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		<title>By: Erica</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-1283</link>
		<dc:creator>Erica</dc:creator>
		<pubDate>Sun, 15 Jun 2008 06:54:07 +0000</pubDate>
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		<description>Before you went filed bankruptcy, why didn&#039;t you consider a debt management plan through Consumer Credit Counseling Service ?  You only had unsecure debts.  You could have paid it off through CCCS.  That was a stupid move.</description>
		<content:encoded><![CDATA[<p>Before you went filed bankruptcy, why didn&#8217;t you consider a debt management plan through Consumer Credit Counseling Service ?  You only had unsecure debts.  You could have paid it off through CCCS.  That was a stupid move.</p>
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		<title>By: Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card&#8217;s Blog)</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-579</link>
		<dc:creator>Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card&#8217;s Blog)</dc:creator>
		<pubDate>Mon, 17 Sep 2007 05:14:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.smdwebhosting.net/personalfinance/to-bankruptcy-and-back-my-story.aspx#comment-579</guid>
		<description>[...] To bankruptcy and Back by Smart Money Daily. [...]</description>
		<content:encoded><![CDATA[<p>[...] To bankruptcy and Back by Smart Money Daily. [...]</p>
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		<title>By: senseibasi</title>
		<link>http://www.smartmoneydaily.com/personalfinance/to-bankruptcy-and-back-my-story.aspx/comment-page-1#comment-105</link>
		<dc:creator>senseibasi</dc:creator>
		<pubDate>Wed, 13 Jun 2007 07:26:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.smdwebhosting.net/personalfinance/to-bankruptcy-and-back-my-story.aspx#comment-105</guid>
		<description>A good story indeed. Nice post..... Yes, it is definitely not the end of the world if you try fixing it now., right. So figure it really good and apply for an secured credit card which can help you rebuild and build you with a good credit history. Whether if you had a bad credit, good credit or no credit at all.</description>
		<content:encoded><![CDATA[<p>A good story indeed. Nice post&#8230;.. Yes, it is definitely not the end of the world if you try fixing it now., right. So figure it really good and apply for an secured credit card which can help you rebuild and build you with a good credit history. Whether if you had a bad credit, good credit or no credit at all.</p>
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